회원가입약관

provision

Chapter 1: General Provisions
Chapter 2: Service Use Agreement
Chapter 3: Obligations of contracting parties
Chapter 4: Service Use
Chapter 5: Contract termination and use restrictions
Chapter 6: Others

Chapter 1 General Provisions

Article 1 (Purpose)

The purpose of these Terms and Conditions is to stipulate the terms and procedures for use of all services (hereinafter referred to as “Services”) provided by this site (hereinafter referred to as “Company”).

Article 2 (Definition)

The definitions of terms used in these terms and conditions are as follows.
1. User: A person who receives services provided by the company in accordance with these terms and conditions
2. Use Agreement: Agreement concluded between the company and the user in relation to the use of the service
3. Subscription: The act of completing the service use agreement by filling out the relevant information in the application form provided by the company and agreeing to these terms and conditions
4. Member: A person who has registered as a member by providing the personal information necessary for membership registration on this site
5. User number (ID): A combination of English letters and numbers selected by the user and approved by the company for member identification and member service use (only one ID can be issued per resident registration number)
6. PASSWORD: A combination of English letters, numbers, and special characters set by the user to protect member information.
7. Termination of use: Expression of intention by the company or member to terminate the service agreement after using the service.

Article 3 (Effectiveness and change of terms and conditions)

If a member does not agree to the changed terms and conditions, he/she may request withdrawal (cancellation) of membership. If he/she continues to use the service without expressing his/her intention to refuse even after 7 days from the effective date of the changed terms and conditions, he/she will be deemed to have agreed to the changes in the terms and conditions. .
① These terms and conditions become effective when posted on the service screen or announced through a notice board or other means.
② The company may change the contents of these terms and conditions if deemed necessary, and the changed terms and conditions will be posted on the service screen. If you continue to use the service without expressing your intention to refuse even 7 days after the notice, you will be deemed to have agreed to the changes in the terms and conditions. It is considered.
③ If the user does not agree to the changed terms and conditions, he or she may stop using the service and cancel his or her membership registration. If the user continues to use the service, he or she will be deemed to have agreed to the change in terms and conditions, and the changed terms and conditions will take effect in the same manner as in the preceding paragraph. .

Article 4 (Provisions applicable)

Matters not specified in these Terms and Conditions are subject to the provisions of the Framework Act on Telecommunications, the Telecommunications Business Act and other related laws.

Chapter 2 Service Use Agreement

Article 5 (Establishment of Use Agreement)

The service agreement is established by the company's approval of the user's application for use and the user's agreement to the terms and conditions.

Article 6 (Application for Use)

Users can apply for use by recording their personal information in the membership application form required by the company on the member information screen of the service.

Article 7 (Approval of application for use)

① If a member applies for use by accurately filling out all details in the application, the application for use of the service will be accepted unless there are special circumstances.
② Approval for use may not be approved in any of the following cases.
1. When you do not apply under your real name
2. When applying using someone else’s name
3. If the contents of the application for use are falsely entered
4. When the application is made for the purpose of disrupting the well-being, order, and morals of society
5. When the application requirements set by the company are not met

Article 8 (Change of contract terms)

If the information provided at the time of application for use has changed, the member must correct it, and the member is responsible for any problems arising from failure to make changes.

Chapter 3 Obligations of Contracting Parties

Article 9 (Obligations of the Company)

The company does not disclose or distribute member personal information known in connection with service provision to a third party without the member's consent. However, this does not apply if there is a request from a state agency pursuant to the provisions of laws such as the Framework Act on Telecommunications, if there is a request for the purpose of investigating a crime, or if there is a request pursuant to procedures stipulated in other related laws.

Article 10 (Member's Obligations)

① When using the service, members must not engage in any of the following acts.
1. Illegal use of another member’s ID
2. Reproducing, publishing or providing information obtained from the service to a third party
3. Acts that infringe upon the company's copyright, third party's copyright, and other rights
4. Disseminating content that violates public order and morals
5. An act that is objectively judged to be linked to a crime
6. Acts that violate other relevant laws
② Members cannot use the service to conduct business activities, and the company is not responsible for any results arising from use of the service for business activities.
③ Members may not transfer or gift the right to use the service or any other status under the service agreement to another person, nor may they provide it as collateral.

Chapter 4 Service Use

Article 11 (Member Obligations)

① Members are responsible for maintaining their own emails, bulletin boards, registration materials, etc. as necessary.
② Members may not arbitrarily delete or change data provided by the company.
③ Members must not register on the company's website any content that violates public order and morals or that infringes on the copyright or other rights of a third party. If such content is posted, all responsibility for the consequences that arise lies with the member.
Article 12 (Management and deletion of posts)

In order to operate the service efficiently, members' memory space, message size, number of storage days, etc. may be limited, and if the registered content falls under any of the following items, it may be deleted without prior notice.
1. If the content defames other members or third parties or damages their reputation through slander
2. If the content violates public order and morals
3. If the content is recognized as being linked to a criminal act
4. If the content infringes on the company's copyright, a third party's copyright, or other rights
5. When a member posts pornographic material or links to a pornographic site on the company's homepage or bulletin board
6. If it is judged to be in violation of other relevant laws and regulations

Article 13 (Copyright of posts)

The copyright of the post belongs to the person who posted it, and members cannot use the materials posted on the service commercially, including processing or selling information obtained using the service.

Article 14 (Service usage time)

In principle, the service is available 24 hours a day, 365 days a year, unless there are special business or technical problems. However, this does not apply in case of reasons such as regular inspection.

Article 15 (Responsibility for Service Use)

You must not use the service to engage in activities such as hacking, linking to pornographic sites, illegally distributing commercial software, etc., and the company is not responsible for the results and losses of business activities that occur due to violation of this, as well as legal actions taken by related organizations, etc. Not.

Article 16 (Suspension of service provision)

Service provision may be suspended in any of the following cases.
1. In unavoidable cases due to construction, such as repair of service facilities
2. When the telecommunication service provider specified in the Telecommunications Business Act suspends telecommunication services
3. When system inspection is required
4. In case of other force majeure reasons

Chapter 5 Contract Termination and Restrictions on Use

Article 17 (Contract Termination and Restrictions on Use)

① When a member wishes to terminate the service agreement, the member must apply for termination via the Internet, and the company will take action after verifying the member’s identity.
② If a member engages in any of the following acts, the company must notify the customer at least 30 days prior to termination and provide them with an opportunity to express their opinion.
1. In case of stealing another person’s user ID and password
2. In case of intentional interference with service operation
3. If you applied for membership with false information
4. When the same user double-registers with a different ID
5. In case of disseminating content that is detrimental to public order and morals
6. If you commit an act that damages the reputation of others or puts them at a disadvantage
7. When transmitting a large amount of information or advertising information for the purpose of interfering with the stable operation of the service
8. In case of distributing computer virus programs that cause malfunction of information and communication facilities or destruction of information, etc.
9. In case of infringement of intellectual property rights of the company, other members or third parties
10. In case of illegal use of another person's personal information, user ID and password
11. When a member posts pornographic material on his/her homepage or bulletin board or links to a pornographic site
12. If it is judged to be in violation of other related laws and regulations

Chapter 6 Others

Article 18 (Prohibition of Transfer)

Members may not transfer or gift the right to use the service or any other status under the service agreement to another person, or provide them as collateral.

Article 19 (Compensation for Damages)

The Company shall not be liable for any damage incurred to members in connection with services provided free of charge, except for damage caused by the Company's intent or gross negligence.

Article 20 (Disclaimer)

① If the company is unable to provide services due to natural disaster, war, or other force majeure, the company is exempt from liability for service provision.
② The company is exempt from liability for damage caused by unavoidable reasons such as repair, replacement, regular inspection, or construction of service equipment.
③ The company is not responsible for any disruption in service use due to reasons attributable to members.
④ The company is not responsible for the benefits a member expects from using the service or for any damage caused by data obtained through the service.
⑤ The Company is not responsible for the reliability or accuracy of information, data, or facts posted by members on the service.
Article 21 (Competent Court)

If a lawsuit is filed regarding a dispute arising from the use of the service, the court with jurisdiction over the company's location shall be the court of exclusive jurisdiction.

Supplementary provisions

(Enforcement date) These terms and conditions will take effect on August 21, 2023.

privacy

This site (hereinafter referred to as “Company”) is
We value your personal information and comply with the Act on Promotion of Information and Communications Network Utilization and Information Protection.

Through its personal information handling policy, the company informs you of the purpose and method for which the personal information you provide is being used and what measures are being taken to protect personal information.

If the company revises its personal information handling policy, it will notify you through website notices (or individual notices).

■ Personal information items collected

The company collects the following personal information for membership registration, consultation, service application, etc.
ο Collection items: Name, date of birth, gender, login ID, password, password questions and answers, email, service use records, access log, cookies, access IP information, payment records
ο Personal information collection method: Homepage (membership registration, bulletin board)

■ Purpose of collection and use of personal information

The company uses the collected personal information for the following purposes.
ο Performance of contract for service provision
ο Membership management - Verification of identity when using membership services, personal identification, prevention of fraudulent use by delinquent members and prevention of unauthorized use, confirmation of intention to join, age verification, confirmation of legal representative's consent when collecting personal information of children under 14 years of age
ο Used for marketing and advertising
ο Determination of access frequency or statistics on member service use

■ Retention and use period of personal information

In principle, after the purpose of collecting and using personal information has been achieved, the information is destroyed without delay. However, if preservation is necessary in accordance with the provisions of relevant laws and regulations, the company stores member information for a certain period of time specified in the relevant laws and regulations as follows.

Preservation items: Login ID, payment record
Basis for preservation: Act on the Use and Protection of Credit Information
Retention period: 3 years

Records of labeling/advertising: 6 months (Act on Consumer Protection in Electronic Commerce, etc.)
Records on contracts or subscription withdrawals: 5 years (Act on Consumer Protection in Electronic Commerce, etc.)
Records of payment and supply of goods, etc.: 5 years (Act on Consumer Protection in Electronic Commerce, etc.)
Records of consumer complaints or dispute resolution: 3 years (Act on Consumer Protection in Electronic Commerce, etc.)
Records on collection/processing and use of credit information: 3 years (Act on Use and Protection of Credit Information)

Investment precautions

Things to keep in mind when investing

1. Investment products are not subject to the Depositor Protection Act.
2. Investment products may incur losses in some cases.
3. Investors are responsible for investment results, so please be careful when making investment decisions.

I agree to all terms and conditions.